Narrative:

While circling over my new house in arnold, md, bwi approach control told me of another aircraft at my altitude. I could not visually find this aircraft. When approach radioed that the distance had decreased to 1/2 mi, I decided to descend so as to provide vertical separation. For a few seconds I was below 1000 ft AGL over a 'populated area.' I did not realize this area was heavily populated until after the event, when I noticed that the TCA chart was bright yellow over the area where I descended. I had thought I was over a sparsely populated area. There was no obvious collision hazard or evasive maneuvers. I promptly returned to 1300 ft AGL once clear of traffic. Depending on how sparsely and heavily areas are defined, I may have accidentally been below the minimum safe altitude as defined in far 91.

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Original NASA ASRS Text

Title: LOW ALT CIVIL OP OCCURS OVER RPTR'S NEW HOUSE IN EVASIVE ACTION DSCNT TO AVOID UNKNOWN VFR NORAC TFC.

Narrative: WHILE CIRCLING OVER MY NEW HOUSE IN ARNOLD, MD, BWI APCH CTL TOLD ME OF ANOTHER ACFT AT MY ALT. I COULD NOT VISUALLY FIND THIS ACFT. WHEN APCH RADIOED THAT THE DISTANCE HAD DECREASED TO 1/2 MI, I DECIDED TO DSND SO AS TO PROVIDE VERT SEPARATION. FOR A FEW SECONDS I WAS BELOW 1000 FT AGL OVER A 'POPULATED AREA.' I DID NOT REALIZE THIS AREA WAS HEAVILY POPULATED UNTIL AFTER THE EVENT, WHEN I NOTICED THAT THE TCA CHART WAS BRIGHT YELLOW OVER THE AREA WHERE I DSNDED. I HAD THOUGHT I WAS OVER A SPARSELY POPULATED AREA. THERE WAS NO OBVIOUS COLLISION HAZARD OR EVASIVE MANEUVERS. I PROMPTLY RETURNED TO 1300 FT AGL ONCE CLR OF TFC. DEPENDING ON HOW SPARSELY AND HEAVILY AREAS ARE DEFINED, I MAY HAVE ACCIDENTALLY BEEN BELOW THE MINIMUM SAFE ALT AS DEFINED IN FAR 91.

Data retrieved from NASA's ASRS site as of July 2007 and automatically converted to unabbreviated mixed upper/lowercase text. This report is for informational purposes with no guarantee of accuracy. See NASA's ASRS site for official report.