Narrative:

Inbound to ZZZ on IFR flight plan on EMS flight. I was handed off from xyz center to XXX. Approach at 5000 ft on direct leg to YYY NDB. XXX approach advised I was to expect the ILS runway 28 approach to ZZZ. At the time I was 11 mi east of the NDB at 5000 ft, 120 KIAS in and out of the clouds. Without authority/authorized or clearance I descended to 3000 ft for the approach. I simply misinterpreted what XXX approach communicated to me. The fault was totally mine. No extenuating circumstances.

Google
 

Original NASA ASRS Text

Title: EMS HELI DSNDED BELOW ASSIGNED AL THINKING HE HAD BEEN CLRED FOR AN APCH.

Narrative: INBOUND TO ZZZ ON IFR FLT PLAN ON EMS FLT. I WAS HANDED OFF FROM XYZ CTR TO XXX. APCH AT 5000 FT ON DIRECT LEG TO YYY NDB. XXX APCH ADVISED I WAS TO EXPECT THE ILS RWY 28 APCH TO ZZZ. AT THE TIME I WAS 11 MI E OF THE NDB AT 5000 FT, 120 KIAS IN AND OUT OF THE CLOUDS. WITHOUT AUTH OR CLRNC I DSNDED TO 3000 FT FOR THE APCH. I SIMPLY MISINTERPRETED WHAT XXX APCH COMMUNICATED TO ME. THE FAULT WAS TOTALLY MINE. NO EXTENUATING CIRCUMSTANCES.

Data retrieved from NASA's ASRS site as of July 2007 and automatically converted to unabbreviated mixed upper/lowercase text. This report is for informational purposes with no guarantee of accuracy. See NASA's ASRS site for official report.